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$1500
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Weekly

Fortnightly

Monthly

Loans from $2100 to $50,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $50,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

HOW TO QUALIFY

1. Are you eligible?

Before you can apply with our lender-finding service, you must be:

  • 18 years or older.
  • Are an Australian resident or have permanent residency
  • Receiving a regular income into a personal bank account, and have been for 90 days at least
  • Able to be contacted on a direct contact number

2. Quick applications

If you meet the requirements, fill out and submit an application form. It can take just a few minutes to complete!

3. Approval in a few minutes

Once you've submitted your application form, we'll link you up with a loan provider within a few minutes. Will it be a yes or a no? Apply to find out!

4. Get your fingers in your funds

Your lender will be in touch. If we find a lender for you, our work is done and it’s over to them to have a look at your application!

Need cash quickly?


If you qualify, apply with our lender-finding service and we’ll see if we can find a personal loan provider for you!

READ MORE

WE'RE NOT ALL BADD

Smashing the stigma of bad credit loans


A bad rating doesn’t make you bad: A forgotten bill, a missed repayment or even a couple of loan enquiries – these things all affect your credit rating and often go unnoticed. They don’t make you bad, though.

Finance for all: Hearing that you have a bad credit rating when you’re in desperate need of a fast cash loan is a hard pill to swallow. We believe that there should be an option for everyone, regardless of their past. Many of the lenders we partner with are able to look at your current relationship with money as well as your credit history.

Our approach works: We can find a lender for a number of different customers looking for loans for a variety of reasons.

See for yourself: Don’t believe us? Find out for yourself. If you’re eligible to apply, you can fill out an application form in just minutes. Once you submit it, we can have a look a look around for a lender that can offer personal loans bad credit and all!

Loan Expert

EXAMPLE OF WHAT QUICK LOANS COST!

LOAN AMOUNT

$1,000 MINIMUM
$2,000 MAXIMUM

TERMS

3 MONTHS MINIMUM
6 MONTHS MAXIMUM

COSTS

UP TO 20% ESTABLISHMENT FEE CHARGED UPFRONT & MONTHLY FEE UP TO 4%

EXAMPLE

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
SEE HOW SMALL PERSONAL LOAN WORKS

LOAN AMOUNT

$2,100 MINIMUM
$4,600 MAXIMUM

TERMS

13 MONTHS MINIMUM
24 MONTHS MAXIMUM

COSTS

ANNUAL PERCENTAGE RATE (APR) IS 48% COMPARISON RATE IS 67.41% P.A.

EXAMPLE

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
SEE HOW MEDIUM PERSONAL LOAN WORKS

LOAN AMOUNT

$5,000 MINIMUM
$50,000 MAXIMUM

TERMS

13 MONTHS MINIMUM
60 MONTHS MAXIMUM

COSTS

ANNUAL PERCENTAGE RATE (APR) IS 21.24% COMPARISON RATE IS 48% P.A.

EXAMPLE

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
SEE HOW LARGE PERSONAL LOAN WORKS

WHAT ABOUT YOU?

You can apply if you are:

  • 18 years of age or older.
  • An Australian citizen or permanent resident.
  • Receiving a regular income into a personal bank account, and have been for at least the past 90 days.
  • Able to be contacted on a direct phone number and email address.

You can also apply if you:

  • Are on Centrelink.
  • Have a bad credit raiting.
  • Need a small loan with no credit check.
  • Are a pensioner.
  • Need a cash advance with no credit check.
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