" />Apply Online For A Lender That Can Offer Online Loans | Up To $50,000

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Loans from $2100 to $50,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $50,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Looking for Online Loans? Try Us!

online loans

Considering the fact that you can order food, do grocery shopping and even book doctors’ appointments online, it makes sense that applying for a loan online is a thing to. Online loans are now one of the easiest ways to get money fast. No longer do you have to go down to your local lender, instead it’s just a few buttons online and you could have your money fast.

What are online loans?

Online loans are, as their name suggests, a type of loan that you can apply for online. However, they are split into multiple different aspects. This meant that the amount of money you want to borrow determines what type of loan you can apply for.

Small amount, medium and large amount loans are the most common types of online loans. The reason for this is that they are normally offered by small independent lenders who therefore specialise in that area. To make it easier for customers they, therefore, offer the loan application online. These types of loans are normally the quickest to receive.

Nevertheless, it’s now increasingly becoming the norm to apply for other types of loans including personal and car loans online. The lenders for these types of loans may still want to meet with you, however, the initial application is done online so that the process is quicker both for you and the lender.

Who can apply for online loans?

Online loans are a wonderful thing in the way that they are open for anyone to apply. Granted you have to meet some criteria which is detailed in the table below. But it doesn’t matter what your credit rating is when applying for online loans.

Online Loan CriteriaNotes
Be 18 years or over
Be an Australian ResidentThis means having either an Australian Birth Certificate, an Australian Citizenship Certificate or Australian Permanent residency
Have not declared bankruptcy in the last 12 monthsLenders want to make sure that you can pay back the loan, therefore if you’ve declared bankruptcy in the last 12 months you most likely won’t be a good candidate for them
Earn a certain amount every monthThis amount can change depending on the lender but its normally around $1000 per month. This ensures that you have enough money to pay back the loan without overcommitting yourself.

The table above outlines the criteria, therefore as long as you meet those you are on your way to getting your fast cash online loan in no time.

What do we do?

Badd credit Loans is a lender-finding service that is ready to help find you a lender that can offer online loans when you need to most. We can find you a lender so you don’t have to. Save the stress of searching through hundreds of lenders to find the one that’s right for you. Let us help instead! Simply scroll up and apply today for a lender that can offer online loans!

Applying for a lender that can offer online loans – things to know

Credit History

You may be worried about your credit history and how that impacts on your application. However, there are ways that you can still apply for a lender that can offer an online loan even if you have a bad credit history. We can’t guarantee that the lenders we find won’t conduct credit checks, however, they may look at more than just your credit score. They can look at your current relationship with money as an indication of suitability for online loans. So, if you have no credit or if you have bad credit you can still get a small amount loan.

Repayment Plans

In terms of quick online loans, you’ll be on one of two repayment plans. If you borrow from $1,000 and $2,000 you can repay your loan between 3 to 6 months. If you borrow above $2,001 you can repay your loan between 12 to 24 months.

Centrelink

If you receive Centrelink as some of your income you don’t need to worry you can still get an online loan. We’ll do our best to find you a lender that can offer online loans for people on Centrelink.

How long do online loans take?

Online loans, by nature, are a quick to apply for, which is why you often hear instant loans online advertised. In fact, it might be why you’re reading this.

To apply for a lender that can offer online loans, fill out our application form. From there, we’ll do our best to find you a lender that can offer online loans. We’ll pass on your application to the lender we think may be able to offer you online loans. Most lenders now days should respond within an hour (on a business day within regular working hours) and you could have your money in your account in the same day if all goes to plan and they don’t need any additional documentation.

If you get approved, the lender will authorize the movement of your money instantly. This means that the money is on its way to you. However, the bank you are with and the bank the lender is with will impact how long it will take to get your money. This isn’t the lender’s fault, but rather just the process that the banks have to go through. This means that you might not get the money until the next business day.

Sometimes the lender has to do further checks to make sure that you are eligible for the loan. They will contact you if this happens, sometimes just to verify information or ask for supporting documentation.

How much can I get from an online loan?

The type of online loan you apply for determines the amount of money you can get. If you apply for quick loans online there are two amounts you can get.

A small amount loan consists of any amount between $1,000 and $2,000. All loans under $2,001 are unsecured loans. Basically, all you need to do is apply, and we’ll do our best to find you a lender. No need to attach any kind of asset or security. Small loans are great for when you just need that small financial pick-me-up.

A medium amount loan is any amount between $2,001 and $4,600. As it’s a higher amount, credit checks are often required; however, lenders can be forgiving if you have some marks on your report from a long time ago, they may prefer to look at the way you are currently managing your money.

A large amount loan is any amount between $5,000 and $50,000. All loans over $2,001 must be secured by equity such as a car, motorbike, caravan or boat.

Online loans are the way of the future. Applying for them is quick and easy and therefore they allow you to apply for a lender without having to go through the stress that you may have had to suffer in the past. They are also forgiving towards credit checks and make the process far more streamlined than ever before. Therefore, applying for a lender that can offer a cash loan online is now an easy way to get money fast.